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Huma Finance

Live Huma Finance price

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Huma Finance price chart

Huma Finance (HUMA) is currently priced at 0.00 USD, with a 24h change of -0.0917%. Last updated: 05/07/2026 16:20:34 (UTC+0).

Huma Finance (HUMA) price details

24h high
0.021520 USD
24h low
0.020270 USD
24h change
-0.0917%
24h trading vol.
15.86M USD
Market cap
58.78M USD
Fully diluted market cap
202.77M USD
Total supply
10.00B
Max supply
10.00B
All-time high (2025-05-27)
0.069270 USD
All-time low
0 USD
Ranking
365
Circulating supply
28.99%
3D change
+5.51%
7D change
+10.17%
30D change
+51.96%
1Y change
+100.00%
Huma Finance

Huma Finance price history

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As of today, the average price of Huma Finance (HUMA) is 0.034635 USD. The all-time high was 0.06927 USD on 2025-05-27, while the all-time low was 0 USD on --.

Huma Finance technical analysis

Technical analysis leverages historical price patterns and trading volume to provide insights into potential Huma Finance movements and help traders identify opportunities in the volatile crypto market.
Summary:
Moving average
Buy: 0
Sell: 0
Indicators
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Huma Finance (HUMA) sentiment

How do you feel about Huma Finance (HUMA) right now?
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About Huma Finance

What Is Huma Finance

Definition of Huma Finance

Huma Finance is a decentralized credit protocol built on blockchain technology that enables undercollateralized lending in emerging markets. This project focuses on real-world assets (RWA) and aims to bridge traditional finance with DeFi by providing accessible credit solutions.

Origin and Background

Launched in 2022, Huma Finance originated from a team of fintech experts and blockchain developers. The founding team includes professionals from companies like PayPal and traditional banking sectors. They created Huma to address credit gaps in underserved regions, starting with pilots in Africa and Southeast Asia.

Core Concept and Ecosystem

At its heart, Huma Finance uses smart contracts to facilitate lending without heavy collateral. Its ecosystem includes partnerships with payment providers and data oracles for credit scoring. The native token powers governance, fees, and incentives within the platform.

How Does Huma Finance Work

Blockchain and Consensus Mechanisms

Huma Finance operates on the Ethereum blockchain, leveraging its security for smart contract execution. It uses a proof-of-stake (PoS) consensus via Ethereum's network to validate transactions efficiently.

Smart Contracts and Technical Principles

Smart contracts automate lending terms, risk assessments, and repayments. Private keys secure user wallets, while public keys enable transparent transactions. Oracles feed real-time data for credit decisions, reducing default risks.

Key Operational Features

The protocol integrates machine learning for credit underwriting. Users deposit funds into pools, and borrowers access loans based on alternative data like mobile money history. This creates a scalable, decentralized credit marketplace.

How Is New Huma Finance Created

Issuance Method

Huma Finance's native token, HUMA, is issued through an initial token distribution and ongoing emissions tied to protocol activity.

Mining and Staking Mechanisms

There's no traditional mining; instead, staking HUMA tokens in liquidity pools earns rewards. Users stake to participate in governance and receive a share of protocol fees.

Supply and Reward Details

The total supply is capped at 1 billion HUMA tokens. An inflationary model releases new tokens gradually for incentives, with halvings every four years to control supply. Rewards come from transaction fees and yield farming opportunities.

The Use Cases of Huma Finance

DeFi Lending and Borrowing

Huma Finance excels in DeFi by offering undercollateralized loans, ideal for small businesses in emerging markets needing quick capital.

Governance and Incentives

Token holders vote on protocol upgrades and earn rewards for participation, fostering community-driven development.

Real-World Asset Integration

It supports RWAs like invoice financing and microloans, enabling cross-border transfers without intermediaries. NFTs could represent loan assets in the future.

Buy, Send, or Store Huma Finance

Purchasing Channels

You can buy HUMA tokens on exchanges like WEEX Exchange, which offers a user-friendly platform for crypto trading. Registering on WEEX gives you a free 20 USDT bonus to start. https://www.weex.com/how-to-buy

Wallet Types and Storage

Use hot wallets like MetaMask for easy access or cold wallets like Ledger for enhanced security. Always enable two-factor authentication.

Sending and Operational Processes

To send HUMA, connect your wallet to a compatible app, input the recipient's address, and confirm the transaction. Store keys offline to avoid hacks.

Pros & Cons / Risks

Advantages

- Decentralization reduces reliance on banks, promoting financial inclusion. - High security through Ethereum's blockchain and smart contracts. - Fast transactions for cross-border lending.

Risks and Disadvantages

- Price volatility can lead to significant value fluctuations. - Regulatory uncertainties in emerging markets may impact adoption. - Technical risks like smart contract bugs could result in fund losses.

Comparison

Huma Finance vs. Major Alternatives

Compared to Ethereum's native ETH, Huma focuses on niche credit markets rather than general smart contracts. Unlike Bitcoin's store-of-value role, Huma emphasizes utility in lending, positioning it as a specialized DeFi player with real-world impact.

Conclusion / Next Steps

Huma Finance holds strong potential in revolutionizing credit access, with growth driven by RWA adoption and global partnerships. For deeper insights, review the official whitepaper or roadmap. Join the community to stay updated—check it out on their channels.

Market & Ecosystem

Market Cap & Trading Volume

As of September 10, 2025, Huma Finance has a market cap of approximately $150 million and a 24-hour trading volume of $5 million.

Exchanges Where It’s Listed

HUMA is available on WEEX Exchange and other major platforms, ensuring liquidity for traders.

Community Size & Activity

The community boasts over 50,000 Twitter followers, active Reddit discussions, and a Telegram group with 20,000 members. Engagement remains high with regular AMAs.

Ecosystem Growth

Partnerships with fintech firms drive expansion, while developer activity includes ongoing protocol upgrades and hackathons.

Social media and community

FAQ

1. What is the current price of Huma Finance (HUMA) in USD?

As of 05/07/2026, the current price of Huma Finance (HUMA) is 0.02027 USD.

2. What is the market capitalization of Huma Finance (HUMA)?

Market capitalization is a key metric that gauges a crypto's overall value, popularity, and market dominance. The current market cap of Huma Finance (HUMA) is 58.78M USD.

3. What is the circulating supply of Huma Finance (HUMA)?

It's important to distinguish between circulating supply and total supply. The former represents coins readily available for trading, while the latter includes all coins ever created. Currently, Huma Finance (HUMA) has a circulating supply of 2.90B HUMA out of a total supply of 10.00B HUMA.

4. What factors influence the price of Huma Finance (HUMA)?

Numerous factors contribute to the price fluctuations of Huma Finance (HUMA).
Supply and demand dynamics: A limited supply of Huma Finance against increasing demand often drives up the price. Conversely, a large supply or decreased demand can lower the price.
Market sentiment and news: Positive news, technological advancements, or growing adoption generally create positive sentiment, attracting buyers and potentially increasing the price. On the other hand, negative news, security breaches, or regulatory uncertainty can trigger selling pressure and price drops.
Technological developments: Major upgrades, improvements in scalability or security, and the introduction of new features can influence investor perception and impact price.
Macroeconomic factors: Global economic conditions, inflation rates, and monetary policies can also influence investor behavior and indirectly affect cryptocurrency prices.
Market manipulation: Due to the relatively nascent nature of the crypto market, price manipulation through malicious activities like wash trading or pump-and-dump schemes can occur, impacting prices in the short term.

5. Is Huma Finance (HUMA) a good investment?

When evaluating Huma Finance (HUMA) as an investment, consider these key factors:
Project fundamentals: Research the project's team, technology, white paper, and use cases to assess its potential value.
Market trends: Analyze the cryptocurrency's price history, market sentiment, and overall market trends.
Competition: Evaluate the competitive landscape and how Huma Finance compares to similar projects.
Regulation: Stay informed about current and potential regulations that could impact its future.

6. Where can I buy Huma Finance (HUMA)?

You can buy Huma Finance (HUMA) on various cryptocurrency exchanges.
Important considerations when choosing an exchange:
Fees: Compare trading fees, deposit fees, withdrawal fees, and any other applicable charges.
Security: Look for exchanges with strong security measures like two-factor authentication (2FA) and cold storage.
Reputation and reviews: Research the exchange's history and read user reviews to gauge its trustworthiness.
Payment methods: Ensure that the exchange supports your preferred payment methods (for example, bank transfers, credit cards).
Geographical restrictions: Confirm that the exchange operates in your country or region.
We highly recommend WEEX as a top-rated option. WEEX offers low fees, a user-friendly interface, and strong security features.

7. What are the typical fees when buying Huma Finance (HUMA)?

The fees for buying Huma Finance (HUMA) can vary depending on the cryptocurrency exchange you use and your chosen payment method. Typical fees to consider include:
Trading fees: Charged by the exchange for executing trades. They are structured as a percentage of the trade amount (such as 0.1 – 0.5%) or a flat fee per transaction.
Deposit fees: Charged for funding your account, particularly for methods like credit card deposits.
Withdrawal fees: You may encounter fees when withdrawing your Huma Finance (HUMA) or fiat currency from the exchange.

8. What are some technical indicators used for analyzing Huma Finance (HUMA)?

Traders often use technical indicators to analyze price charts and identify potential trading opportunities for Huma Finance (HUMA). Some popular indicators include:
Moving Averages (MA): Smooth out price data to identify trends. Common examples are the 50-day, 100-day, and 200-day MAs.
Relative Strength Index (RSI): Measures price movement magnitude and identifies overbought or oversold conditions.
Moving Average Convergence Divergence (MACD): Momentum indicator that highlights the relationship between two moving averages.
Bollinger Bands: Plot standard deviations around a moving average to help identify volatility and potential price breakouts.

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